At S & V TAX, we provide personal tax filing services across Canada to help individuals and families file accurately, claim eligible credits, and reduce the risk of Canada Revenue Agency review letters. Whether you’re filing a simple T1 return, reporting multiple slips (T4/T4A/T5), claiming deductions, or filing with self-employment income, our team helps you stay compliant while maximizing your refund (or minimizing your balance owing).
Our CPA-led team offers secure EFILE submission, transparent pricing, and expert guidance to help you claim eligible credits while staying CRA-compliant. Contact us for a personalized quote and year-round support.
Personal Tax Filing Services We Offer
When you choose S & V TAX for your personal tax filing, you receive a comprehensive range of services designed to meet the needs of individuals across Canada. Our experienced tax professionals handle both simple and complex personal tax situations, ensuring accuracy, compliance, and maximum tax savings.
Personal Income Tax Filing (T1 Returns) – Accurate reporting of all income sources, including employment income, freelance work, rental income, and investment earnings.
Tax Deductions & Credits – Maximizing eligible benefits such as RRSP contributions, tuition tax credits, medical expenses, and Canada Child Benefit (CCB).
Self-Employed & Freelance Tax Filing – Proper reporting of business income, expense deductions, and related GST/HST obligations.
Capital Gains & Investment Income Reporting – Expert handling of capital gains from real estate, stocks, and other taxable assets to minimize tax liabilities.
Rental Income Tax Filing – Correct reporting of rental income, allowable property expenses, and depreciation where applicable.
CRA Audit & Review Support – Professional assistance and representation if your tax return is reviewed or audited by the Canada Revenue Agency (CRA).
Tax Planning & Optimization – Strategic tax planning to reduce taxable income, defer taxes, and support long-term financial goals.
How to File Your Personal Tax Return with S & V TAX
Filing your personal tax return with S & V TAX is simple, secure, and designed to save you time. Here’s how our streamlined process works:
Step 1: Send Your Documents
We’ll email an easy-to-use tax form (Excel or fillable PDF). Complete the required fields and attach documents such as (T4/T4A/T5) slips, investment statements, receipts for deductions, and any supporting files before emailing it back to us.
Step 2: Review & Consultation
Our tax team reviews your submission and contacts you to clarify any items. We schedule a short consultation (phone or Zoom) to go over deductions, credits, and any questions.
Step 3: Preparation & Quality Check
We prepare your T1 return, verify calculations, and perform an internal compliance check to ensure accuracy and CRA conformity.
Step 4: E-file to the CRA
Once you approve your return, we electronically file it with the CRA for fast processing and refunds where applicable.
Why Choose S & V TAX for Your Personal Tax Filing
Choosing the right tax professionals can make a real difference in your refund and peace of mind. At S & V TAX, we prepare personal tax returns with accuracy, maximize eligible credits and deductions, and provide full CRA compliance support—helping individuals across Canada avoid costly mistakes and unnecessary follow-ups.
25+ Years of Experience & CPA-Led – Led by Sam Sathyamoorthi (MBA, BL, AICWA, ACMA (UK), CPA (USA), CPA (Canada)), our team brings deep expertise in Canadian personal tax filing and CRA compliance.
Maximized Tax Refunds & Credits – We thoroughly review income and expenses to identify eligible deductions and credits (RRSP, tuition, medical, CCB, etc.).
Competitive & Transparent Pricing – Personal tax returns start at $40 + HST. Students pay a fixed $40 (no GST/HST) — no hidden fees. Final price depends on complexity.
Fast Electronic Filing (EFILE) – We e-file returns for quicker processing and faster refunds where applicable.
Full CRA Representation & Support – We represent you during CRA audits, reviews, and reassessments.
Year-Round Personal Tax Support & Planning – Beyond filing, we offer ongoing guidance and tax-planning advice to reduce future tax liabilities.
Frequently Asked Questions — Personal Tax Filing in Canada
1. When is the personal tax filing deadline in Canada?
For most individuals, the personal tax filing deadline in Canada is April 30 each year. If you (or your spouse/common-law partner) are self-employed, you generally have until June 15 to file — however, any tax balance owing is still due by April 30. (If a deadline falls on a weekend or statutory holiday, CRA typically moves the due date to the next business day.) If you’re unsure about deadlines for your situation, S & V TAX can confirm deadlines and help you meet them.
2. What documents do I need to file my personal tax return?
Common documents include: T4 slips (employment income), T5/investment statements, RRSP receipts, tuition receipts, medical receipts, rental income records, and any receipts for deductible expenses. If self-employed, income and expense records and GST/HST details. At S & V TAX, we ask you to email your required documents. Our team carefully reviews them and will let you know if any additional information is needed.
3. Which deductions and tax credits should I claim to maximize my refund?
Common deductions and credits Canadians frequently miss include RRSP contributions, tuition and education credits, medical expense claims, childcare expenses, moving expenses (when eligible), and related credits (e.g., Canada Child Benefit eligibility matters). If you have investment or rental income, there are specific reporting rules and allowable deductions. S & V TAX reviews your situation carefully to identify eligible credits and deductions so you don’t miss refunds or savings.
4. How do I file if I'm self-employed or a freelancer?
Self-employed individuals must report business income and allowable business expenses, and may have GST/HST filing obligations. You may file the T1 personal return and claim business deductions, and S & V TAX will ensure proper expense categorization, record-keeping advice, and accurate GST/HST handling. We also advise on instalment payments if required. We review the records you email to us and typically prepare self-employment returns using the same secure workflow we follow for personal tax returns.
5. What happens if I file late or owe taxes — are there penalties or interest?
If you file late and owe taxes, the CRA charges interest on the unpaid balance and may apply late-filing penalties. The amount depends on how late the return is and how much is owed. If you’re facing penalties or a late filing situation, S & V TAX can help file overdue returns, calculate interest/penalties, and — importantly — provide CRA representation to address follow-ups or negotiate where possible. We aim to resolve issues quickly and limit additional costs.
Get Your Personal Tax Filing Done Today!
Don’t let tax season stress you out. S & V TAX offers professional, reliable, and affordable personal tax filing services for individuals across Canada. Whether your return is simple or complex, our CPA-led team ensures your personal tax return is prepared accurately, filed on time, and fully compliant with CRA requirements.
Personal tax returns start at $40 + HST. Students pay a fixed $40 (no GST/HST). Final pricing depends on return complexity.
Ready to file? Call 647-228-4638 or book a consultation to get an accurate quote.